Domestic Package Insurance Cover

Home insurance covers your house and belongings against life's unexpected events. It covers you against theft, damage by extreme weather, fire, and other losses. 

What is covered under the Home Insurance Package?       

a) Building Section

 It covers residential buildings including landlords' fixtures, fittings, walls, gate, swimming pool and fences, all on the same premises against:

-Fire

-Natural causes e.g. earthquake, storm and lightning etc.

-Human causes e.g. riot, strike, and malicious damage.

-Explosion e.g explosion of domestic gas cylinders

-Miscellaneous causes e.g bursting and overflowing of water tanks, pipes and impact by road vehicles and animals.

b) Contents Section

-Furniture, household goods and personal effects of every description

-The property of the insured or that of any member of his family normally residing with him.

-Fixtures and fittings of the insured's or for which he is legally responsible

The property is covered against:

-Fire

-Theft following forcible entry or exit

-Natural causes e.g earthquake, storm, and lightning etc.

-Human causes e.g riot, strike, and malicious damage.

-Explosion e.g explosion of domestic gas cylinders.

-Miscellaneous causes e.g bursting and overflowing of water tanks, pipes and impact by road vehicles and animals.   

c) All Risks Section

            This covers accidental damage and theft to specified portable items which are carried outside the house such as cameras, laptops, radio, jewelry etc.

d) Wiba Section

            This covers domestic servants such as house helps, watchmen, gardeners, and drivers in respect of injury, death or disease arising out of and in the course of employment. The cover is mandatory for all employers as per the Work Injury Benefit Act (WIBA). 

e) Owner's/Occupiers' Liability Section

            This section covers the homeowner or occupier against legal liability of third parties for accidental bodily injury and accidental loss of or damage to property.

 

 

For any payments please pay through  Safaricom Paybill Number 513100