MOTOR INSURANCE

Motor insurance policy cushions you in the unfortunate event that your vehicle, its accessories, or spare parts are stolen or damaged because of an accident, fire, floods or riots. It also covers third party liabilities arising from death and /or injuries to passengers and pedestrian and damage to property.

We offer the following types of motor insurance:

1. Comprehensive Motor Insurance

What is covered?

1. Accidental Damage - If your car is accidentally damaged due to collision or own damage where no other vehicle is involved. our policy will cover the resultant damage.
2. Theft - If your car is stolen, our policy will compensate you for either total and partial theft.
3. Fire - If your car catches fire accidentally, the policy will pay for the damage / loss
4. Third party liabilities – Cover is in respect of legal liability arising from third parties due to death and or injury or loss/damage to property.

Free Benefits

The policy covers the following at no additional premium to certain specified limits:-

1. Windscreen and window glass
2. Entertainment / infotainment units
3. Towing and recovery
4. Free valuation of the vehicle
5. Expanded geographical limit to East Africa

The undernoted motor covers are also available though not as wide as comprehensive cover but still in compliance with the laws.

2. Third-party motor insurance

This is the most basic form of insurance you can get and protects the insured against civil suits arising from: -         

1. damages and losses inflicted to a third party (vehicle or any other property) in case of an accident.
2. liability arising out of injury / death caused by the insured vehicle.

The above cover can be expanded to bring in an element of own damage cover by Fire and Theft. This is what we call Third Party Fire and Theft Cover.

3. Motorcycle insurance

This cover follows vehicle insurance and is available at very low premium. We specifically insure motorcycles used for private purposes and not for hire/reward.